We are an Introducer Appointed Representative of Quint Group Limited, who are a credit broker, not a lender. OinkMoney.com Introduces customers to Monevo Ltd who are an Appointed Representative of Quint Group Ltd for the purposes of obtaining a loan. Oink Money does not provide any loan or consumer credit products directly.
Here at Oink Money, it is our mission to introduce you to Monevo for the purpose of finding you the best loans available based on your application. Monevo are a licensed credit broker and not a lender.
Personal, unsecured loans let you borrow ready sums of money up to the value £25,000 – and you don’t have to be a homeowner. Shop around and find the best deal for your unsecured loan or use our application form and let Monevo take the hard work out of the process for you.
Many people find this type of lending to be an easy way to borrow money without having to secure a loan against an asset like a property or a vehicle. In most cases, once approved, they only take between a few hours to a few days to hit your bank account. You'll sometimes be eligible for a lower interest rate if you have an excellent credit history. Don't worry though, even those with bad credit can apply for a loan using Monevo's loan match-making service.
At Oink Money we've got you covered - Monevo search many of the popular lenders to find you the best deal according to your circumstances. Apply for a Loan today.
You’ll have to pay back your personal loan with interest – interest rates vary depending on the lender, the size of the loan and your credit history.
Personal loans are loans that a bank or other lender makes that are not secured against any asset such as your home. Personal loans can be secured or unsecured. The interest rate you pay on a personal loan is usually fixed (but not always - check that it is fixed not variable). Secured loans may have variable rates meaning your repayments could increase.
While there aren't strictly any specialised types of personal loan product, many lenders tailor their products to the different needs of their customers. These can be 'typical' personal loans, more tailored borrowing products, or offerings spanning various time frames:
And while we can't offer guaranteed approval, we have successfully matched over 90% of applications since we launched in 2016.
People take out personal loans for many different reasons such as:
Personal loans can help you manage cash flow, and they can be a great source of flexible and fast income when you need it the most.
Companies often advertise their best interest rates and annual percentage rates (APRs), but you might be given a loan with a different interest rate based on your eligibility and the lending criteria. Don’t always believe ‘representative’ rates (as they are only offered to 51% of applicants), and always read the small print.
The amounts you can borrow are flexible and really depend on how much money you have and how much you can afford to pay back. You could borrow anything from £1,000 to £25,000 pounds, but what you can borrow will be impacted by your credit history and previous loan activity .Some lenders may need a personal guarantor, but this depends on individual credit agreements.
Repayments schedules for this type of lending depends on the money lender, the borrowed sum, and the loan period although you would usually pay your loan back monthly or weekly. You should shop around and compare different loan interest rates to make sure that you are getting a good deal. Some loan deals mean that you have to pay back almost double the borrowed sum, which doesn’t make much financial sense. Repayment schedules can vary from under a year to a total repayment period of 60 months (five years) – consider when you can realistically afford to pay the loan back.
As with any money you borrow, you need to be cautious and ensure that you aren’t taking out too much money and then defaulting on your repayments. It’s important to be money-savvy and only take out a loan amount that you know you can comfortably repay and that won’t cripple you. Always be truthful and honest on any loan applications that you make.
A fixed rate personal loan means that the loan repayments are made in equal sums over a fixed period. These repayments will include the loan sum and any interest incurred, and will allow you to plan financially. A fixed interest rate means your loan repayments won’t fluctuate and will remain the same throughout the duration of your loan.
Make sure that you compare all the different loan features, including the repayment schedule, real interest fees, and any penalties for late or overpayment. You can apply for a personal loan online here through Oink Money. Think about the loan threshold carefully – you may get a better deal by borrowing slightly more than you need on a better interest rate, rather than settling for a smaller loan amount on a higher interest rate. Please beware that this may not always be the case, and generally speaking you should not borrow more than you need.
We want to help everyone who is searching for the best lender and product to suit their needs. We've made our service available 24/7 - you must be over 18 and a UK resident to apply, and be in receipt of regular income. Loans are subject to lender criteria and approval, as each lender’s criteria will be different.
OinkMoney.com Introduces customers to Monevo Ltd who are an Appointed Representative of Quint Group Ltd for the purposes of obtaining a loan. Oink Money does not provide any loan or consumer credit products directly. We do not make short term loan or credit decisions.
We do not charge any fees. If you are contacted by anyone saying they are calling from Oink Money requesting you make them a payment, you should report this to www.actionfraud.police.uk immediately. We will never contact you asking for a payment.
*The loan amount and interest rate you are offered are subject to lenders requirements and approval. If accepted by a lender, a full credit check will be carried out. If Monevo are unable to find you a loan, they may offer you an alternative product. The time it takes for the funds to appear in your account may take longer, and will depend on your bank and the lender's own policies and procedures.