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Oink Money is an Introducer Appointed Representative of Maintain Marketing Ltd which is a credit broker and not a lender..

Personal Loans

  • Whole of market unsecured loans
  • Reputable panel of lenders
  • Borrow £1,000 - £25,000
  • Rates from 5.7% to 278%
  • 3 - 36 month repayment period
Apply Now >

Short Term Loans

  • Borrow up to £3,000
  • Online decision
  • Responsible lenders
  • 3 - 12 month repayment
  • Rates from 278% to 1576%
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Car Loans

  • Online decision
  • Between £1,000 - £5,000
  • Bad Credit Accepted
  • 12 - 60 month repayment
  • Rates from 4.9% to 24.9%
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Guarantor Loans

  • Age between 18 - 75
  • Online Decision
  • Bad Credit Accepted
  • Guarantor Required
  • Between 49.7 and 49.9%
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Bad Credit Loans

  • All Credit Histories Welcome
  • 100% Online
  • High Acceptance Rates
  • Flexible Terms and Rates
  • Improve your Credit Score
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Representative 51.1% APR. Representative example: £2,000 borrowed for 24 months. Total amount repayable is £6,512.44 in 24 monthly instalments of £271.36. Interest charged is £4,512.44, interest rate 112.8% (variable).

Why use Oink Money to apply for a Loan?

We pride ourselves on being different than other loan broker sites. Based on the information you provide, we cleverly compare our large panel of lenders without performing a credit check. Although we will never perform a credit checks should you be successful most of our Lenders will.

Our mission is to compare the market, ensuring you get the best loan rates available to you but without any of the confusing jargon. We only work with the most trusted and reputable lenders in the UK, because we want you to be as happy as a pig in muck.

Important Information

Renewing your Loan

Short Term Loans should be for just that - these products are not designed for long term use and we do not advocate their renewal. Should you wish to do so, you must contact your lender directly as soon as possible. Late payments or failure to pay altogether may result in your loan being rolled over automatically into the next month, automatically incurring further interest and charges. You will be liable for any amount borrowed plus the agreed fees, so please make sure you only take out a loan if you can afford to do so. Please check with your lender directly for any applicable fees pertaining to late or non-payment.

Late Payment

For more information on the Late Payment policy of your lender, you should consult the terms and conditions of your loan agreement. If you think you’ll be unable to meet your repayment date but will be able to make the payment at a later date then you must contact your lender to have this authorised. Any failure to contact them may be seen as unwillingness to re-pay what you borrowed, and as a result, you may incur a higher fee or charge than you otherwise would have done by simply extending the term of your loan. Late payment fees vary by lender.

Implications of Non-Payment

You may be subject to fees and penalties if you fail to make your re-payment on time or miss it altogether. This will be at the discretion of your lender, please check your loan agreement for exact details of any applicable charges. Late or non-payment may also result in a negative impact on your credit score which may affect your ability to obtain credit in the future. If you are concerned that you’ll be unable to repay what you owe then you should contact your lender as soon as possible.


You should contact your lender directly at the earliest opportunity if you have any worries or problems with your repayment. If you do not speak to them, you may be unable to arrange repayment options and if the situation remains unresolved (and your loan remains unpaid) then the lender can exercise their right to pass your details onto a third party collection agency. Please see the terms and conditions of your loan for the exact process your loan company will follow in the event of an unpaid loan.

Oink Money is an Introducer Appointed Representative of Maintain Marketing Ltd which is a credit broker and not a lender.

Oink Money does not charge any fees. If you are contacted by anyone saying they are calling from Oink Money requesting you make them a payment, you should report this to immediately. We will never contact you asking for a payment.

Oink Money is not a lender and we do not make short term loan or credit decisions. We match customer’s loan applications with lenders in our database depending on the information provided. The completion of the application form does not guarantee approval of a loan. The short-term loan amount will vary depending on the lender who accepts the application within our database. Loans may not be available to every customer. The time taken to transfer a cash advance loan may vary. Any information on this website should be taken as opinion only.

*The loan amount you are offered is subject to lenders requirements and approval. If accepted by a lender, a full credit check will be carried out. If we are unable to find you a loan we may offer you an alternative product. The time it takes for the funds to appear in your account may take longer, and will depend on your bank and the lender's own policies and procedures.