We are an Introducer Appointed Representative of Quint Group Limited, who are a credit broker, not a lender. OinkMoney.com Introduces customers to Monevo Ltd who are an Appointed Representative of Quint Group Ltd for the purposes of obtaining a loan. Oink Money does not provide any loan or consumer credit products directly.

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Personal Loans

  • Flexible unsecured loans
  • Reputable panel of lenders
  • Apply for £1,000 - £25,000*
  • 3.4% APR to 71.3% APR*
  • 12 - 60 month repayment period

Representative 43.5% APR

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Representative Example: £5,000 borrowed over 36 months will cost you £284.42 per month at Representative 43.5% APR. The total cost after 36 months is £10,239.15, which includes £5,239.15 interest at 34.9% PA (variable)

Short Term Loans

  • Apply for up to £3,000*
  • Online decision
  • Responsible lenders
  • 3 - 12 month repayment
  • 278% APR to 1576% APR*

Representative 305.9% APR

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Representative example: £400 borrowed for 90 days. Total amount repayable is £561.92 in 3 monthly instalments of £187.31. Interest charged is £161.92, interest rate 161.9% PA (variable)

Guarantor Loans

  • Age between 18 - 75
  • Online Decision
  • Bad Credit Welcome
  • Guarantor Required
  • Rates from 49.7% APR to 49.9% APR*

Representative 49.9% APR

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Representative example: £2,000 borrowed for 24 months. Total amount repayable is £3,981.20 in 24 monthly instalments of £165.89. Interest charged is £1,981.20, interest rate 49.5% PA (variable)

Car Loans

  • Online decision
  • Between £1,000 - £250,000*
  • Bad Credit Welcome
  • 12 - 60 month repayment
  • Rates from 4.9% APR to 24.9% APR*

Representative 10.9% APR

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Representative example: £7,500 borrowed for 48 months. Total amount repayable includes a £10 option to purchase fee. Total repayable is £9,202 in 47 monthly instalments of £191.50 and one final payment of £201.50. Interest charged is £1,702, interest rate is 10.9% PA (fixed)

Why use Oink Money to apply for a Loan?

Based on the information you provide, we use Monevo’s technology to cleverly compare their large panel of lenders and brokers without performing an initial credit check. Although we will never perform credit checks, should you be successful, all the lenders on Monevo’s panel will.

Our mission is to introduce you to Monevo, ensuring you get the best loan rates available from their lenders based on your application. Monevo only work with trusted and reputable lenders in the UK.

Read more about How It Works here.

Important Information

Renewing your Loan

Short Term Loans should be for just that - these products are not designed for long term use and we do not advocate their renewal. Should you wish to do so, you must contact your lender directly as soon as possible. Late payments or failure to pay altogether may result in your loan being rolled over automatically into the next month, automatically incurring further interest and charges. You will be liable for any amount borrowed plus the agreed fees, so please make sure you only take out a loan if you can afford to do so. Please check with your lender directly for any applicable fees pertaining to late or non-payment.

Late Payment

For more information on the Late Payment policy of your lender, you should consult the terms and conditions of your loan agreement. If you think you’ll be unable to meet your repayment date but will be able to make the payment at a later date then you must contact your lender to have this authorised. Any failure to contact them may be seen as unwillingness to re-pay what you borrowed, and as a result, you may incur a higher fee or charge than you otherwise would have done by simply extending the term of your loan. Late payment fees vary by lender.

Implications of Non-Payment

You may be subject to fees and penalties if you fail to make your re-payment on time or miss it altogether. This will be at the discretion of your lender, please check your loan agreement for exact details of any applicable charges. Late or non-payment may also result in a negative impact on your credit score which may affect your ability to obtain credit in the future. If you are concerned that you’ll be unable to repay what you owe then you should contact your lender as soon as possible.

Collections

You should contact your lender directly at the earliest opportunity if you have any worries or problems with your repayment. If you do not speak to them, you may be unable to arrange repayment options and if the situation remains unresolved (and your loan remains unpaid) then the lender can exercise their right to pass your details onto a third party collection agency. Please see the terms and conditions of your loan for the exact process your loan company will follow in the event of an unpaid loan.

We are an Introducer Appointed Representative of Quint Group Limited, who are a credit broker, not a lender.

OinkMoney.com Introduces customers to Monevo Ltd who are an Appointed Representative of Quint Group Ltd for the purposes of obtaining a loan. Oink Money does not provide any loan or consumer credit products directly. We do not make short term loan or credit decisions.

We do not charge any fees. If you are contacted by anyone saying they are calling from Oink Money requesting you make them a payment, you should report this to www.actionfraud.police.uk immediately. We will never contact you asking for a payment.

*The loan amount and interest rate you are offered are subject to lenders requirements and approval. If accepted by a lender, a full credit check will be carried out. If Monevo are unable to find you a loan, they may offer you an alternative product. The time it takes for the funds to appear in your account may take longer, and will depend on your bank and the lender's own policies and procedures.